Personal Monthly Budget

Develop a personal budget using the main components of wise money management

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Using the excel file attachment, Personal Monthly Budget, answer the following questions.

  1. Does your income exceed your expenses?
    • If so, how much are you saving each month and is it enough? How do you know it is enough?
    • If not, what are your goals for addressing the deficit (i.e. job change, cut back on expenses, etc)
  2. How is your short-term savings—if you had an emergency, would you have enough in savings to handle the situation?
  3. Why is a savings account important?How much do you need to have in savings?What are some tips to accumulating savings?

Write a 1-2 page paper that addresses these questions after completing your budget worksheet.

Use the attached APA_6th_Edition_Template template provided. Follow APA format, including a title page, introduction, conclusion, citations, and two scholarly references (not Wikipedia or Investopedia). See the attached PPT file. Turnitin report of no more than 20% similarity index is required.

 

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